Construction finance

96% approval rate
2 hours approval time
£150m raised to date
5,149+ customers supported

Cash is king when it comes to construction finance.

Times are still hard, so don’t tie up valuable cash reserves in costly construction equipment acquisitions.

Traditionally, our underwriters like equipment in the construction sector as they have long useful lives. This means that construction equipment leasing terms can be extended to 60 months and we can offer finance for new and second-hand equipment, we can even re-finance your existing equipment to help with cash flow.

Construction equipment leasing is as simple as making a call to one of our team.

We will customise a package of construction equipment leasing and finance that meets the cash-flow needs of your business. We are able to source finance for both new and used construction equipment, Johnson Reeds construction equipment leasing & HP facilities allow for flexible equipment upgrades at the end of the term. With most credit decisions made the same day, we understand that sometimes you need to act quickly.

From tower crane leasing to excavator HP, traditional yellow plant – we can help with it all.

Whether it’s traditional or non traditonal assets, we have it covered. Our Quirky Kit covers all non-standard equipment, to ensure that regardless of the size, value or age, Johnson Reed can help with your construction finance. Get in touch now or check our our cost calculator to get an accurate quote.

Why Choose Johnson Reed?

What Johnson Reed can offer:

  • Single item or total refurb/fit-out
  • Quick turnaround and answer
  • Full panel of independent funders
  • Finance for new businesses and start-ups
  • Finance for established businesses
  • Support from start to end of lease
  • Great service

We can help you get finance for:

  • Earth moving equipment
  • Construction vehicles
  • Material handling equipment
  • Construction equipment
  • Business operations equipment
  • Software or IT equipment for construction firms
  • Fibre blowing tools
  • Pinpointers

Why leasing with Johnson Reed for your construction business?

  • Increase your profitability – maintain your working capital and put it to use in other more profitable ways
  • Help your cash flow – get new equipment now without affecting your cash reserves
  • Afford the best quality – have the very latest equipment 
  • Pay as you use – spread the cost across the working life of your equipment (i.e. over three to five years)
  • Tax allowable – rentals are fully tax deductible
  • Upgrade equipment – simply upgrade equipment or extend its current usage
  • Plan your budgets – FD’s love to know repayments are fixed
  • Simple direct debit – one rental can include all equipment and additional costs i.e. installation and training
  • Keep your credit lines intact – leasing doesn’t affect any of your existing credit lines
  • Flexible buyout – easy end of term buyout

Why take out a Johnson Reed unsecured loan for your Construction business?

  • Short-term up to 3 months – a quick cash influx sustains cashflow
  • Long-term up to 5 years – cash injections keep expenditure intact
  • No bank involvement – no effect on existing bank facilities
  • Quick decision – fast approval in as little as 2 hours
  • Plan your budgets – repayments are fixed
  • Quick access to funds – funds can be in your account in 24 hours
  • Support throughout the agreed term – our helpful team is ready and waiting
  • Financial security from a trusted provider – focus on the vital areas of your business
  • Flexible loan amounts – from £2,000 to £500,000

Why Choose Johnson Reed for your Traditional Construction Asset Finance?

  • Keep your residual value – past the contract term
  • Grow your business – without affecting your cashflow
  • Plan your budgets – repayments are fixed
  • Flexible buyout – easy end of term buyout
  • Improve your productivity have the very latest assets
  • Simple direct debit – one rental can include all costs

Why choose Johnson reed for your non-traditional assets?

  • When the bank says no – we’ll find the best solution for you
  • Common sense lending – secure mission critical finance
  • Person-to-Person approach – we take the time to understand
  • Simple direct debit – one rental can include all costs
  • Plan your budgets – repayments are fixed
  • Help your cashflow – secure cash reserves
  • Increase your profitability – maintain your working capital
Why become one of our Construction suppliers?
  • Secure more sales
  • Shorten the sales cycle
  • Increase order value
  • Promote return on investment
  • Reduce credit risk and improved cash flow
Become a JR Champion

Case Studies

Watch and read our latest construction success stories.

“Mark and his team helped us massively in expanding and upgrading our equipment. They were supportive and attentive throughout, making it easy, clear and simple. Thanks again, Johnson Reed.”

Andrew Calleja, Clopton Catch

Get a quote

Use our finance calculator to find out instantly how your construction finance could work.

Please enter an amount between £5,000 and £250,000
£5,000 £250,000
Must be between 2-5 years
2 years 3 years 4 years 5 years



More often than not, we can beat this quote above. For a personalised quote reach out to our team of experts.

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