Construction finance
96% approval rate
2 hours approval time
£150m raised to date
5,149+ customers supported
Flexible Finance for Construction & Plant Equipment
Managing cash flow is critical in the construction industry, especially when large equipment purchases can tie up valuable working capital.
At Johnson Reed, we help construction businesses access flexible construction finance solutions for both new and used machinery, allowing businesses to spread costs into manageable monthly payments rather than making large upfront investments.
Whether you’re a startup contractor or an established construction firm, we can help structure finance solutions around your projects, contracts, and cash flow requirements.
Construction Equipment We Can Finance
We can help finance a wide range of construction and plant equipment, including:
- Excavators and diggers
- Dumpers and bulldozers
- Telehandlers and forklifts
- Tower cranes and lifting equipment
- Concrete mixers and site vehicles
- HGVs and tippers
- Surveying and utility equipment
- Site cabins and welfare units
- Construction software and IT systems
We can also assist with refinancing existing equipment to help release cash back into your business.
Why Use Construction Equipment Finance?
Construction equipment leasing and hire purchase can help businesses:
- Preserve working capital
- Spread costs with fixed monthly payments
- Access new or used machinery quickly
- Upgrade equipment more easily
- Match repayments to project cash flow
- Avoid large upfront capital expenditure
Because construction machinery often retains strong asset value, finance terms can usually be structured flexibly to suit the needs of the business.
Flexible Finance for Construction Businesses
Johnson Reed offers a range of funding options, including:
- Hire purchase agreements
- Equipment leasing
- Asset refinance
- Construction business loans
- Finance for startups and growing contractors
We work with a wide panel of specialist lenders to help businesses secure practical funding solutions quickly and efficiently.
Speak to Johnson Reed About Construction Finance
Looking for construction finance or plant equipment leasing?
Johnson Reed can help you explore flexible funding solutions tailored to your business and equipment requirements.
Contact our team today to discuss your plans or request a tailored quote.
Why Choose Johnson Reed?
What Johnson Reed can offer:
- Single item or total refurb/fit-out
- Quick turnaround and answer
- Full panel of independent funders
- Finance for new businesses and start-ups
- Finance for established businesses
- Support from start to end of lease
- Great service
We can help you get finance for:
- Earth moving equipment
- Construction vehicles
- Material handling equipment
- Construction equipment
- Business operations equipment
- Software or IT equipment for construction firms
- Fibre blowing tools
- Pinpointers




Why leasing with Johnson Reed for your construction business?
- Increase your profitability – maintain your working capital and put it to use in other more profitable ways
- Help your cash flow – get new equipment now without affecting your cash reserves
- Afford the best quality – have the very latest equipment
- Pay as you use – spread the cost across the working life of your equipment (i.e. over three to five years)
- Tax allowable – rentals are fully tax deductible
- Upgrade equipment – simply upgrade equipment or extend its current usage
- Plan your budgets – FD’s love to know repayments are fixed
- Simple direct debit – one rental can include all equipment and additional costs i.e. installation and training
- Keep your credit lines intact – leasing doesn’t affect any of your existing credit lines
- Flexible buyout – easy end of term buyout
- Short-term up to 3 months – a quick cash influx sustains cashflow
- Long-term up to 5 years – cash injections keep expenditure intact
- No bank involvement – no effect on existing bank facilities
- Quick decision – fast approval in as little as 2 hours
- Plan your budgets – repayments are fixed
- Quick access to funds – funds can be in your account in 24 hours
- Support throughout the agreed term – our helpful team is ready and waiting
- Financial security from a trusted provider – focus on the vital areas of your business
- Flexible loan amounts – from £2,000 to £500,000
Why Choose Johnson Reed for your Traditional Construction Asset Finance?
- Keep your residual value – past the contract term
- Grow your business – without affecting your cashflow
- Plan your budgets – repayments are fixed
- Flexible buyout – easy end of term buyout
- Improve your productivity – have the very latest assets
- Simple direct debit – one rental can include all costs
Why choose Johnson reed for your non-traditional assets?
- When the bank says no – we’ll find the best solution for you
- Common sense lending – secure mission critical finance
- Person-to-Person approach – we take the time to understand
- Simple direct debit – one rental can include all costs
- Plan your budgets – repayments are fixed
- Help your cashflow – secure cash reserves
- Increase your profitability – maintain your working capital
Case Studies
Watch and read our latest construction success stories.
See why other businesses choose Johnson Reed
“Mark and his team helped us massively in expanding and upgrading our equipment. They were supportive and attentive throughout, making it easy, clear and simple. Thanks again, Johnson Reed.”
Andrew Calleja, Clopton Catch
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Read about the latest developments from the world of finance and how they could affect your business on our blog.
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