Short term. Long term. It’s flexible and simple.

96% approval rate
2 hours approval time
£150m raised to date
5,149+ customers supported

Stay agile with fast flexible funds

Need a business loan with built-in flex? No worries. Unsecured loans come in many different forms, for many different reasons. We’ve been helping all kinds of businesses secure funds for 20 years, and our close relationships with lenders mean we can cherry pick the perfect terms for your needs. Whether you want a quick fix of a few weeks or months to see you past a bump in the road, or a five-year loan to realise your growth plan, you’re in safe hands.

Is a flexi loan right for you?

Here’s why businesses choose unsecured loans.

Flexible loan amounts

Borrow anything from £2,000 to £500,000

Flexible timescales

Choose from short to long-term repayment schedules

Up to 3 months

Stabilise cashflow with a quick cash influx

Up to 5 years

Keep expenditure intact as you plan your growth

No bank involvement 

So your existing banking facilities won’t be affected

Find out fast

Get a decision on approval in as little as 2 hours

Plan your budgets

Fixed repayments help you plan effectively for the future

Quick access to funds

Money can be in your account in 24 hours

On-hand support

Our friendly team are ready and waiting to help throughout the term

A provider you can trust

We give you that bit more reassurance, so you can focus on growing your business

We all know that dreaded feeling. VAT bills can wreck your cashflow overnight. But with business loans available for as little as £2,000 over a 3 month term, you can buy yourself peace of mind and avoid knock on effects that can disrupt other parts of your business. 

All tax payments can be a headache, but the unique deadlines for Corporation Tax can make it especially disruptive to your cashflow and operations. Freeing up the cash you need quickly with a loan is one way to keep your working capital where you need it, so the loan does the flexing instead of your business.

If you’re embarking on a big new project to help you grow, like employing new staff or purchasing new equipment, a longer-term cash injection can help keep your capital expenditure intact. Long-term loans can also futureproof your business, by allow you to budget accurately around fixed repayments. (Pssst….If you need equipment, business leasing could be a better alternative).

Business owners use long-term loans for projects like:

  • Acquisitions
  • Expansion plans
  • Deposits
  • Readiness programmes for new contracts
  • Commercial property finance
  • Business transfer
  • Product development

See why other businesses choose this product

“We chose Johnson Reed as they came highly recommended – and what a choice it was! From start to finish they gave all the help and advice you don’t receive from the banks and with the banking system relying on a computer to make a decision, it’s sometimes hard to get finance. Johnson Reed try and get to know your circumstances on a personal level and help from there.”

Mr M A Jordan, Director of Merchants Fish Bar

Get a quote

Use our finance calculator to get an idea of how much you might be able to borrow and what the repayments would be.

Please enter an amount between £5,000 and £250,000
£5,000 £250,000
Must be between 2-5 years
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More often than not, we can beat this quote above. For a personalised quote reach out to our team of experts.

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