Launch your start-up with a loan.

It’s absolutely free.

96% approval rate
2 hours approval time
£150m raised to date
5,149+ customers supported

Kickstart your business journey with JR.

Start-up loans accelerate new businesses, equipping you with the tools you need to launch and find your feet. Whether you are after new kit, real estate, employing new staff, or want to ensure cash flow keeps flowing through the tricky first year, we can help.

We’ve been helping new businesses secure funds and futureproof their operations with start-up loans for over 20 years. Our close relationship with underwriters allows us to create flexible finance packages tailored to your needs, and we’ve been lending our own money to new-starts for over a decade too. Our experience and funding options mean we can secure funding where a rigid lender can’t – and unlock the first stage of your growth journey.

Is a start-up loan right for you?

Here’s why businesses choose start-up loans.

Hit the ground running

Get a financial injection for mission critical kit, new staff or something else entirely

Create long-term strength in financials for your company

Keep your capital in the bank and build your business credit score

Flexible loan amounts

Borrow anything from £2,000 to £500,000

Flexible timescales

Choose from short to long-term repayment schedules

No bank involvement

So your existing banking facilities won’t be affected

Find out fast

Get a decision on approval in as little as 2 hours

Plan your budgets

Fixed repayments help you plan effectively for the future

Quick access to funds

Money can be in your account in 24 hours

On-hand support

Our friendly team are ready and waiting to help throughout the term

A provider you can trust

We give you that bit more reassurance, so you can focus on growing your business

See why other businesses choose JR’s start-up loan

“We chose Johnson Reed as they came highly recommended – and what a choice it was! From start to finish they gave all the help and advice you don’t receive from the banks and with the banking system relying on a computer to make a decision, it’s sometimes hard to get finance. Johnson Reed try and get to know your circumstances on a personal level and help from there.”

Mr M A Jordan, Director of Merchants Fish Bar

Get a quote

Use our finance calculator to get an idea of how much you might be able to borrow and what the repayments would be.

Please enter an amount between £5,000 and £250,000
£5,000 £250,000
Must be between 2-5 years
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More often than not, we can beat this quote above. For a personalised quote reach out to our team of experts.

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