Business finance from the common to the quirky.

Approval in 2hrs

Fixed payments

Vetted by people

96% approvals

Why we’re different

We are a team with a passion for business growth plans, possessing the imagination, insight and common sense to secure the perfect finance package. Utilising the best tech to speed things along, we have access to over 45 lenders, UK and International banks to ensure best service and price.

More importantly, with access to our own funds, we couldn’t be closer the underwriters for quick decisions. Whether you’re a new or established company, JR rarely say no!

Our core finance options

Every business is different, and any finance package should be a great fit for where you are on your growth journey. Whatever you have planned, our four core finance options have got you covered.

Lease it

With maximum tax relief, leasing equipment can sometimes be the best option for your cashflow, profitability and kit quality.

Flexi loans

Instead of bending over backwards to fit a lender’s terms, let us find you a loan that flexes and stretches perfectly to exactly what you need. From 3 months to 5 years, we can get the funds in your account rapidly, so you can get moving.

Simply assets

Using hire purchase for hard assets like trucks and machinery is a rock solid way to hold onto residual value and plan for the future. It’s the traditional model, and if it works for you then we can help you put it to work with budget-friendly terms.

Quirky kit

Sometimes investing in your business just doesn’t fall into any obvious finance category. We call these kind of non-standard assets that are mission critical for your daily operations Quirky Kit – and we’re specialists at finding you the funds you need to cover it, from IT software to soft furnishings.

Start-up Loans

Hit the ground in your new business venture. With loans with built-in flex, you can arm yourself with the necessary tools to kick-start your journey and have a trusted partner in JR by your side.

Tax Loans

The difficult deadlines for corporation and self-assessment tax bills can cause a cashflow headache for your business. But you can free up cash quickly with our fluid finance to keep your working capital where you need it.

We can help you sell more. A lot more.

The closer we work with you, the more support we can give you, and the more you can sell. Because we can create everyone’s perfect package – from the ordinary to the extraordinary – we’re the only finance relationship many of our introducers need. See how much better you can support your customers as a Johnson Reed introducer.

Become a JR Champion

See why we get a kick out of helping our clients.

“I chose Johnson Reed due to their expertise within the fitness sector.”

Habid, Gym Owner

“I thoroughly recommend Johnson Reed, they’re like how a good old fashioned bank used to be.”

Andrew, Chip Shop Owner

“Once I got in touch with Johnson Reed it was all put into one, simple to understand package.”

Mark, Shop Owner