From the ordinary to the extraordinary, find the finance your business needs.
Any kit, any sector
Fast and easy business loans
Quick, hard asset finance
Finance the unexpected quirky items
Hit the ground running
Finance your annual bill
Free up equity from your assets
Government-backed funding
Offer your clients our tailored financial solutions.
Any kit, any sector, you want to sell more, we can help you do it
Discover the right funding solutions and be indispensable to your clients
Imaginative, accessible finance for business thinking bigger.
Spearheading soft play finance since 2004
From software to hardware, keep your tech-team happy
Pioneering chip shop finance for over 25 years
Experienced franchise finance facilitators
Sustainable finance for your investment
Now with easy, internal sign offs
Fit-out finance to transform your business
Finance which is ace, set and match
Hotels, bars, restaurants, Pubs, Fast Food and more…
Finance that is the winning shot
Taking your fitness facility to the next level
Wellness, Well Funded
Finance that's flexible
View the 20 other sectors we work with daily
Watch and read about our latest developments from the world of finance.
Helpful articles to improve your business
Watch and learn about our happy customers
Our guides to leasing in your industry
Tutorials to support your business
Pioneering flexible finance since 2005, Johnson Reed can find the solution you need.
The story behind common sense finance
Meet the passionate people of JR
Reducing our environmental impact
A business finance calculator is an essential tool for both customers and account managers to estimate loan repayments. It helps businesses plan their finances by calculating the monthly repayment amounts based on loan amounts, loan duration, and business history. This tool helps ensure accurate financial planning, enabling businesses to make informed decisions when securing loans. … Read more
Getting a loan through traditional bank lending in the UK is more challenging than ever. Business loan eligibility has become stricter, and small businesses as well as growing SMEs are often turned down for business loans and commercial finance for a variety of reasons. Many of these factors are beyond your control. However, having the … Read more
Every business needs a website. But every business also needs to be agile about the one they have – investing in a redesign where necessary to help you portray the brand you’ve become over time. A new website ensures you stay competitive, interesting and in step with wider changes to the business. Of course, this … Read more
It’s a new year, and your business gets to turn over a fresh leaf. By now, you’re probably in the midst of a marketing strategy – but how financially viable is it? A loan might help. Alternative finance can be used for much more than tools, equipment and plugging cash flow gaps. Branding can benefit … Read more
There are few things more British than a freshly fried portion of fish and chips. It’s a staple of Friday nights, a seaside holiday essential, and for many, a taste of nostalgia wrapped in paper. That’s why having access to smart solutions like fish and chip shop finance can help shops thrive in a competitive … Read more
The wellness industry is evolving fast. From infrared saunas and cold plunge tubs to cryotherapy chambers and meditation pods, it’s no longer just about fitness -but the full-spectrum wellbeing, with recovery being a major player. Launching or scaling a wellness business takes more than a great idea. That’s where wellness finance becomes your strongest tool. … Read more
Summer offers unique opportunities to Maximize Trade for your Hospitality Business. When temperatures rise, your Hospitality Business can thrive. Longer days and warm nights boost footfall. Guests look for enjoyable venues during the holiday season. This guide explains simple ways to improve your business. Each idea helps you attract more guests and increase profit. The strategies … Read more
Energy prices affect everyone. In 2025, many families face challenges. This guide explains the current energy landscape. It focuses on the energy market, the role of energy suppliers, and changes in household bills. We also discuss electricity tariffs, gas prices, and available government support. The information is clear and simple. Each sentence is short and … Read more
We’re often asked, particularly by new-start operators, ‘am I eligible for finance?’ Whilst the bank and more traditional lenders tend to operate by a very strict criteria, the process of securing finance with Johnson Reed is a straight-forward and much speedier process. The information required and the process itself can vary depending on a number of factors, and whilst we like to review each business case individually, we understand it can help to have some initial transparency on what’s involved. With this in mind, we’ve compiled a cheat sheet to give you the inside track on how asset finance is underwritten and approved in the UK.
Exciting times ahead! Schools can now acquire essential equipment through lease finance, thanks to new accounting rules and funding options that make leasing more accessible than ever for local authority-funded schools. We’re thrilled to announce that these new rules will empower schools with the ability to finance equipment without the administrative burden, ensuring that they … Read more