From the ordinary to the extraordinary, find the finance your business needs.
Any kit, any sector
Fast and easy business loans
Quick, hard asset finance
Finance the unexpected quirky items
Hit the ground running
Finance your annual bill
Free up equity from your assets
Government-backed funding
Offer your clients our tailored financial solutions.
Any kit, any sector, you want to sell more, we can help you do it
Discover the right funding solutions and be indispensable to your clients
Imaginative, accessible finance for business thinking bigger.
Spearheading soft play finance since 2004
From software to hardware, keep your tech-team happy
Pioneering chip shop finance for over 25 years
Experienced franchise finance facilitators
Sustainable finance for your investment
Now with easy, internal sign offs
Fit-out finance to transform your business
Finance which is ace, set and match
Hotels, bars, restaurants, Pubs, Fast Food and more…
Finance that is the winning shot
Taking your fitness facility to the next level
Wellness, Well Funded
Finance that's flexible
View the 20 other sectors we work with daily
Watch and read about our latest developments from the world of finance.
Helpful articles to improve your business
Watch and learn about our happy customers
Our guides to leasing in your industry
Tutorials to support your business
Pioneering flexible finance since 2005, Johnson Reed can find the solution you need.
The story behind common sense finance
Meet the passionate people of JR
Reducing our environmental impact
Starting a business without a trading history can make securing funding difficult, especially when many traditional lenders require established turnover before approving finance. The good news is that startups still have options. At Johnson Reed, we regularly help new businesses explore practical funding routes for equipment, vehicles, fit-outs, and specialist assets – even before the … Read more
Every growing business reaches a point where it needs to invest in equipment. The decision is not just about cost. It is about how your business manages cash, scales operations, and stays competitive. Should you use a business loan to preserve cash and stay flexible, or should you buy equipment outright to gain full ownership … Read more
Starting a new business can be exciting but also challenging, especially when it comes to funding. Many entrepreneurs face a common hurdle: securing capital before generating any revenue. Without sales history, banks and traditional lenders often see startups as high risk, making it difficult to access finance. Working with Johnson Reed can help new business … Read more
Understanding whether invoice financing or asset finance is the right choice can reshape the future of your SME’s cash flow, growth, and operational strength. In this guide, we break down these two keys SME funding options. We explore how each works, how they support business needs, and when one might suit your business better than … Read more
For many SMEs, balancing business growth with cash flow management is an ongoing challenge. Investing in equipment, vehicles or technology is essential, but paying upfront can put pressure on working capital. Traditional business loans don’t always offer the flexibility SMEs need. They can require significant security, tie up capital and limit future borrowing. That’s why … Read more
For many UK businesses, especially SMEs, acquiring the tools, machinery, or equipment they need to operate or grow can be a major financial burden. Paying for everything up front ties up capital, strains cash flow, and might delay expansion. That’s why equipment financing can be a smarter alternative. Instead of paying in full right away, … Read more
Choosing the right finance solution is one of the most important decisions for any business. Whether you want to expand operations, purchase equipment, or maintain healthy cash flow, understanding the differences between a business loan vs asset finance is key. This guide will help you decide which option aligns best with your business goals. Insights … Read more
For machinery and equipment suppliers, offering finance can be the difference between winning a deal and losing it. Many customers need support spreading the cost of high value equipment, and having finance options available at the point of sale helps remove a major purchasing barrier. Business loans and equipment finance solutions allow your customers to … Read more
Starting a business is one of the most exciting journeys you can take, but it comes with its fair share of financial challenges. One of the biggest questions new entrepreneurs face is: Can I get a loan to start a business with no trading history or revenue? Business loans for startups in the UK are … Read more
For UK businesses, sudden cash flow needs are common. Whether it’s buying equipment, paying suppliers, or expanding operations, waiting weeks for loan approval is often not an option. But what if you could get a business loan approved in just 24 hours? It’s possible with the right approach, preparation, and lender choice. Many business owners … Read more