Business Loans

Starting a new business can be exciting but also challenging, especially when it comes to funding. Many entrepreneurs face a common hurdle: securing capital before generating any revenue. Without sales history, banks and traditional lenders often see startups as high risk, making it difficult to access finance. Working with Johnson Reed can help new business … Read more

Starting a fish and chip shop remains a popular business idea in the UK. This traditional takeaway continues to attract customers across generations, making it appealing to new entrepreneurs. At the same time, costs are changing, and careful planning is essential before opening the doors. This complete guide explains how much it costs to start … Read more

If you’re looking for a fast, flexible way to fund business growth without putting up collateral, an unsecured business loan could be the right solution for your SME. This guide explains what is an unsecured business loan, how unsecured business finance works in the UK, who can apply, typical uses, alternatives and how to choose … Read more

Access to finance plays a critical role in the success of UK businesses. From start-ups to established companies, funding supports daily operations, growth plans, and long term stability. Without the right financial backing, even profitable businesses can struggle to keep momentum or respond to change. Many businesses working with Johnson Reed recognise that funding is … Read more

Why Funding Matters for UK Startups Starting a business is exciting, but many new entrepreneurs quickly face a familiar challenge, which is “capital”. Whether you need equipment, premises, stock, staff, marketing, or simply want to preserve working capital while you grow, a well structured business loan can make the difference between sinking and scaling. Often, … Read more

For many UK businesses, especially SMEs, acquiring the tools, machinery, or equipment they need to operate or grow can be a major financial burden. Paying for everything up front ties up capital, strains cash flow, and might delay expansion. That’s why equipment financing can be a smarter alternative. Instead of paying in full right away, … Read more

If you are a UK business, whether you are a start-up, a growing enterprise, or an established company, knowing which finance option to choose can make a huge difference, and having clarity on terms like flexible business loans, equipment loans, or a business loan without a personal guarantee helps. Johnson Reed believes every business journey … Read more

Starting a business is one of the most exciting journeys you can take, but it comes with its fair share of financial challenges. One of the biggest questions new entrepreneurs face is: Can I get a loan to start a business with no trading history or revenue? Business loans for startups in the UK are … Read more

Starting a restaurant is an exciting journey, but it often comes with significant upfront costs. Commercial kitchen equipment, restaurant furniture, POS systems, and even your first stock order all require investment before you open the doors. Asset finance for restaurants offers a practical solution, helping new restaurant owners spread the costs, protect cash flow, and … Read more

For many SMEs, balancing business growth with cash flow management is an ongoing challenge. Traditional bank loans can be restrictive – tying up capital, requiring heavy security, and offering limited flexibility. That’s where asset finance comes in. It’s a smarter, more strategic way for growing businesses to fund essential equipment, technology, or vehicles – without … Read more