Steady the ship with a VAT bill loan.

96% approval rate
2 hours approval time
£150m raised to date
5,149+ customers supported

Make life easy with manageable monthly payments.

Business finance in the form of a VAT loan spreads the cost of one large bill, typically over 3 to 12 months. Cash is king, and reducing any impact on your business cashflow gives you the peace of mind and flexibility you need to keep doing business effectively day by day.

Don’t let a HMRC bill grind you to a halt. We can help source you the flexible funds you need fast, avoiding late payment fees and getting you past this lump sum in the road.

Is a VAT loan right for you?

Here’s why businesses choose start-up loans.

Focus on your growth

Spreading the cost of your VAT bill allows for better opportunities for expansion

Flexible loan amounts

Borrow anything from £2,000 to £500,000

Flexible timescales

Choose from short to longer-term repayment schedules

No bank involvement

So your existing banking facilities won’t be affected

Find out fast

Get a decision on approval in as little as 2 hours

Plan your year ahead

Fixed repayments help you plan effectively for the future

Quick access to funds

Money can be in your account in 24 hours

See why other businesses choose to spread the cost of their VAT bill

“We chose Johnson Reed as they came highly recommended – and what a choice it was! From start to finish they gave all the help and advice you don’t receive from the banks and with the banking system relying on a computer to make a decision, it’s sometimes hard to get finance. Johnson Reed try and get to know your circumstances on a personal level and help from there.”

Mr M A Jordan, Director of Merchants Fish Bar

Get a quote

Use our finance calculator to get an idea of how much you might be able to borrow and what the repayments would be.

Please enter an amount between £5,000 and £250,000
£5,000 £250,000
Must be between 2-5 years
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More often than not, we can beat this quote above. For a personalised quote reach out to our team of experts.

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