
About Johnson Reed
We’ve been pioneering flexible finance since 2005. From the common to the quirky, we can find the solution you need.
It’s absolutely free.
The perfect blend of experience, imagination and common sense.
When it comes to finance, Johnson Reed has been around. From our head office in Stockport, South Manchester, we work successfully with clients all over the UK, finding finance solutions for every imaginable aspect of business operations.
Our decades of experience has given us a great insight into different lenders and different markets – but that’s not all. It has shaped our understanding of what holds growing businesses back. We’ve seen just how many lenders will only stick to set formulas – which is why we never do. By using common sense and imagination, we can finance everything from the ordinary to the extraordinary – whatever is mission critical in taking your next big step forward.
Why Johnson Reed?
Here’s why you can rely on us to get your finance solution spot on.
Everything from single items to fit-outs
We can explore options from £1000 up to £1,000,000.
Quick turnaround and responses
You don’t have time to waste – so we’ll get you the answer, and usually your funds, ASAP.
Full panel of independent funders
Forget about what the banks are telling you. We know exactly where to go for open-minded answers and the best rates and terms.
We lend our own money too
Every year we lend £6m to help make sure our customers have options that help them move ahead with their plans.
Finance for new businesses and start-ups
Got no trading history? No problem. We help all kinds of people take the first step on their entrepreneurial journey.
Support from start to finish
We’ll be here to offer help and advise you from the beginning of your lease right up to the end.
Friendly, knowledgeable service
We’re a team of passionate finance specialists who love giving service that makes a difference.

How it works
Our offering is never off-the-peg. To find out how a finance or leasing arrangement would work for you, just ask! Our team will listen to your requirements and take you through the different routes you could take. We’ll guide you on the entire journey, educating you on different terms and options and sourcing quotes from the wide panel of independent lenders we work with every day. In some situations, we will even lend our own money to get you across the line.
Our heritage
Johnson Reed was founded in 1999 by our Managing Director Mark Johnson. Since then over 5,200 business owners have put their trust in us. From our HQ in Stockport, South Manchester, we support clients all over the UK. Every member of our team shares our values for doing finance right.

Our values
This is how we’ve always done business – our golden rules for good finance and great relationships.
Make it simple
Life is complicated enough. We promise to make finance solutions simple and easy to understand for anyone, so we’re all on the same page and you know exactly where you stand with your business.
No pressure
Good business decisions should always be made with a clear head. So we keep our partnerships and communication relaxed and easy-going.
Be transparent at all times
We don’t operate behind closed doors. Our approach, advice and relationships are all out in the open, so you always know where you stand with us too.
There’s always a solution
Listen carefully, understand the customer.
Our job isn’t finished till the term is
We promise to be there and support you throughout the full term of your agreement, from the moment you enquire to the day you make your final payment.
Don’t do what’s easy, do what’s right
We want our clients to keep coming back to us, which they can only do if their finance solution helps them grow. So we work harder to make sure it will do that. Going further in the short term means better business for everyone in the long term.

Our money
We regularly work with over 40 banks and lending institutions in the UK and around the world – and we also have our own funds too. Every year we lend over £6million of our own money to the UK market. We believe in our clients, and having this option gives us even more scope to find the right solution or quirky deal that will make all the difference to you.
Our people
You can’t offer imaginative, common sense finance solutions without exceptional imaginative, common sense people. Our team are all enthusiastic and dedicated finance specialists who get a buzz out of helping you achieve your goals.
We’re always at the other end of a phone, so if you want to talk about your plans, give us a ring.


Mark Johnson
Managing Director
Mark’s been in the finance game for over 20 years and knows the industry inside out. Mark’s world moves fast – and he wouldn’t have it any other way. He leads with energy, passion, and a hands-on approach that keeps the business moving. When he’s not steering the ship, he’s either running after his two daughters or training for a triathlon… depending on the day (and his knees).


Carol Seery
Operations Director
Carol has been part of the Johnson Reed family for over 30 years, originally working alongside Mark Johnson’s father. As our Operations Director, she’s the glue that keeps everything running – day-to-day operations, supporting each team and keeping us on track. Outside the office, Carol is always planning her next adventure and loves exploring new corners of the world whenever she can.


Jamie Collier
Director
After graduating from the University of Bath, Jamie found his way into banking, starting out at Lloyds TSB before moving into the leasing industry. He joined Johnson Reed back in 2005, when the team was still small, and has played a key role in its growth ever since. A self-confessed numbers geek, Jamie balances work with family life – chasing after his three young children – and somehow still finds time for padel and snowboarding.


Ian Gage
Area Director
Ian has been a part of the Johnson Reed team for a number of years so there’s not much he doesn’t know about the finance industry. A specialist in the catering sector, you’ll tend to see Ian representing Johnson Reed at the catering events and conferences up and down the country. Outside of work Ian is often nipping off on holiday or watching his beloved Manchester City on television.


Simeon Duffy
Sales Manager
Before joining us at Johnson Reed, Sim graduated University with an Economics degree, and three years’ Business Development under his belt. He is an enthusiastic and valuable addition to our sales team. However, don’t leave your desk unattended when Sim is in the office, as he is often found playing pranks on the rest of the Johnson Reed team!


Antony Rowland
Account Manager
With a decade of sales experience under his belt since graduating from London Metropolitan University, Antony plays a key role in our sales team. Known for keeping the office lively, he’s a little more low-key at the weekend – usually found on the rugby pitch, at a concert, or enjoying a night at the theatre (often with a large rum in hand).


Peter Phillipson
Account Manager
Pete is one of our account managers and he brings over 10 years of experience to the team. A stand-up comedian in his spare time, Pete is the office joker, often cracking some financed based one-liners. When he’s not at Johnson Reed or telling jokes on stage, Pete can be found in the gym or grooming his luscious beard.


Phil Whitehead
Sales Manager
Phil has swapped marketing for sales! After four years in education as a media teacher, Phil joined us in marketing, where he quickly made a big impact. Along the way, he got clued up on the sales side of the business and realised that’s where his passion lies. He’s now taken the plunge into a full-time sales role – and we’re excited to see him thrive. In his spare time, you’ll most likely find Phil at the Etihad, cheering on his beloved Manchester City .


Ashlea Dutton
Admin Manager
Ashlea is our admin manager, bringing a wealth of experience from her previous accounting roles and looks after our in-house lending accounts. When she’s not crunching numbers, Ashlea can be found drinking a hot chocolate and doting on her son and dog.


Joe Marshall
Administrator
Joe joined JR with multiple years’ experience in the financial sector. He is no longer the youngest in the office, but still likes to remind others of his ability to avoid hangovers after drinking – making everyone else feel old! Joe is also a big United fan leading to lengthy conversations about his club in the office…unfortunately, not usually positive ones.


Grace Tierney
Administrator
Grace is part of our admin team, with over 7 years’ experience previously working for the NHS. In her spare time, she volunteers as a girl guide leader helping girls aged 5 to 7 take part in exciting activities at regular meets and trips away. One of Graces main hobbies is attending her pole dancing classes to keep her fit and active.


Charlie Lovell
Administrator
Charlie is part of our admin team. As he isn’t originally from the Manchester area, he enjoys spending his free time exploring the city centre and nearby towns. When he’s not out and about, he’s busy on his allotment growing all sorts of vegetables—and regularly treats the team to his homemade hot sauces and chutneys!


Bea Howison
Marketing and communications Manager
Our newest recruit, Bea joined at the start of the year and looks after our marketing. When she’s not busy on Instagram or working on the next campaign, you’ll probably find her in a Manchester wine bar or treating herself to a fresh manicure, or planning her next holiday!


Eilish Ahern
Administrator
Eilish joined our team on the first working day of 2024. Living just a stones throw from the office, Eilish has remained true to her heritage, performing at championship level Irish dancing over the years. Since moving to the area, she has found a new love for cooking as well as her mischievous kitten, Charlie.


Jen Brookes
Administrator
Jen came to us with over 25 years of experience working in the financial services – she really knows her stuff! An avid music and film enthusiast, you’ll often find her attending gigs around Manchester and beyond. Jen, similarly to Eilish in the office loves going over to the States for a long holiday with her husband Craig.