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What is equipment leasing?

What is leasing?

“Leasing is a contractual agreement where a leasing company (lessor) makes an asset it owns available for use by another party (a lessee), for a certain period of time and in exchange for payment.”
The Use of Leasing Amongst European SMEs Executive Summary, Oxford Economics

Leasing is a form of finance used throughout the world by governments, businesses and people, to finance a wide variety of different activities. Leasing can help pay for equipment (see below), vehicles, property, and more.

What is equipment leasing?

Equipment leasing is a vital tool for all businesses looking to grow and finance equipment, especially when the current UK recovery is so fragile. It allows you to agree a fixed term contract with which you can lease brand new equipment without a big outlay in Capital Expenditure (CAPEX), instead paying for your equipment with tax-deductible Operational Expenditure (OPEX).

Equipment leasing contracts are typically marked by a securing of the agreement against the equipment alone, and with regular fixed-amount payments which do not affect other credit lines or banking relationships. Repayments are designed to be taken over the useful life of the equipment.

Leasing is ideal for equipment which primarily increases revenue or reduces costs, meaning an immediate return on investment (ROI).

What kind of equipment can I lease?

We can fund any new, tangible commercial equipment or licensed software.

We operate in a huge number of sectors (see below), but with the diverse nature of the equipment we finance we find ourselves driving into new industries every day.

The sectors we operate in include:

Bus & Coach Camera Catering CCTV / Security
Chip Shops Construction Drainage Garage
Gym / Leisure IT / Software Laundry Plant & Machinery
Medical / Health Office Furniture Professional Public Sector
Restaurant Salon / Beauty Soft Play Software
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