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Fit Out Finance

Your business fit out is more than a basic necessity. As well as providing a base for your operation, it can be a pleasant environment for employees and customers alike, and be used as another tool to reflect and showcase your company branding.

Yet, the large outlay usually required for a fit out is hard for businesses to justify- or even find the capital for in the first place. Whether you’re starting up, relocating or expanding your current premises, Johnson Reed can finance 100% of your fit out and project costs.

What can I finance?

The basic necessities for business premises:

  • Display units/ Storage
  • EPOS
  • CCTV/Alarm Systems
  • Lighting
  • Signage
  • Heating
  • Air Conditioning
  • Flooring
  • Furniture
  • Partitioning

…as well as all the industry-specific equipment required for your operation.

We have thousands of specialist fit outs under our belts, across a huge range of sectors; from trampoline and soft play to warehousing and retail premises.

Benefits of fit out finance

  • Get your premises up and running, minimising the upfront cost and spreading the remainder across a fixed period, essentially, paying for the equipment as you use it!
  • All the payment amounts and dates are agreed beforehand, allowing you to plan your budgets with confidence
  • Preserve all-important cash flow
  • Rentals are tax-efficient
  • Leave any existing credit lines in tact
  • One agreement can include all equipment and ancillary costs, ie. consultancy, installation, training and maintenance

Flexible, fast and fuss-free finance

At Johnson Reed, we pride ourselves on our trademark, ‘Quirky Kit Finance’; sourcing funding for what banks and traditional lenders consider to be ‘non-standard’ assets, ie. equipment with little or no residual value. There’s even less support out there for new-starts trying to secure bank finance of this nature.

We understand that your fit out is a crucial element of your business, regardless of stage or size. Utilising our ‘common-sense’ underwriting, we help our clients get the funds they need, when they need them.

As a one-stop shop for all your equipment finance requirements, we can work with the supplier/s of your choice and liaise with them directly, leaving to you focus on running your business.

More Information

We can help you get equipment leasing for...

Whether you are looking to finance a single item of equipment or an entire refit of your premises, we promise to react quickly and access our panel of independent funders to get you answer as soon as possible. It doesn't matter to us whether you are an established business or a brand new one, we will do our very best to provide you the same great level of service.

What are the main benefits of equipment leasing?

We offer all forms of finance but we believe the greatest benefits in most situations are offered by leasing, here's why:

  • Increase your profitability — You can conserve your working capital and put it to use in other more profitable ways
  • Help your cash flow — Have the equipment you need now without affecting your companies cash reserves
  • Afford the best quality — Get the very latest equipment, don't cut corners, tomorrows technology today
  • Pay as you use — You can pay for the equipment as its used and spread the cost through its working life, i.e. over three to five years
  • Tax allowable — Rentals are fully tax deductible, so why not take advantage of this?
  • Upgrade equipment — Get the benefit of new equipment by simply upgrading the equipment or extending its current usage
  • Plan your budgets — FD's love to know repayments are fixed
  • Simple direct debit — One rental can include all equipment and ancillary costs i.e. consultancy, installation, training and maintenance
  • Keep your credit lines intact — Leasing does not affect any of your existing credit lines

What are the tax benefits of using leasing?

One of the great things about using leasing for your catering equipment is the tax-efficient way in which you can borrow the equipment. Simply offset the cost of leasing against your tax bill, and at the end of the fixed term you own 100% of the equipment! Due to the nature of leasing, your fixed repayments will mean you can spend your precious cash on other areas of your business.

Find out more about tax-efficient leasing

What is the process for getting leasing?

The process for getting equipment leasing is quite straight-forward, and includes the following steps:

  1. Finalise the kit specification with the client
  2. Johnson Reed will secure the credit from their panel of lenders
  3. Johnson Reed will provide invoicing instructions to the reseller
  4. The paperwork is signed by the client
  5. Delivery is arranged by the equipment reseller
  6. Payment of the invoice is made upon authorisation of satisfactory delivery
  7. The contract begins

Find out more about why you should choose leasing

What if I want to sell this type of equipment?

Concentrating on your core activities and outsourcing other responsibilities to the right specialists can improve your offer to your customers and help you sell more, more often.

We have a proven track record of securing vendor finance for equipment re-sellers, vendors & suppliers in many different sectors.

Find out more about selling equipment with Johnson Reed

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Beginner’s Guide to Leasing

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Few technologies are more in demand than laser hair treatment. SS Skincare’s clinics were doing well, yet needed a larger arsenal to keep up with the increase in demand in the North West. Enter Johnson Reed, as a smarter form of finance… SS Skincare,... Continue reading

A shot of success for di Bosco Horbury

October 19, 2018 by Johnson Reed

From humble beginnings to one of West Yorkshire’s best coffee and champagne spots, di Bosco is more than 150 years in the making. Peter Hunter had big ideas for his Horbury bar. We were glad to help him on a journey to a refined artisanal business…... Continue reading Read More Fit Out Case Studies

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