FLEXI LOANS
Short term. Long term. We’ll make it flexible and simple.
Need a business loan with built-in flex? No worries. We’re experts at finding the best possible package for your specific needs, whether you’re investing in kit, easing a cash flow crisis, or something else entirely.
It’s absolutely free.
96% approval rate
2 hours approval time
£150m raised to date
5,149+ customers supported
Stay agile with fast flexible funds
Unsecured loans come in many different forms, for many different reasons. We’ve been helping all kinds of businesses secure funds for 20 years, and our close relationships with lenders mean we can cherry pick the perfect terms for your needs. Whether you want a quick fix of a few weeks or months to see you past a bump in the road, or a five-year loan to realise your growth plan, you’re in safe hands.
Is a flexi loan right for you?
Here’s why businesses choose unsecured loans.
Flexible loan amounts
Borrow anything from £2,000 to £500,000
Flexible timescales
Choose from short to long-term repayment schedules
Up to 3 months
Stabilise cashflow with a quick cash influx
Up to 5 years
Keep expenditure intact as you plan your growth
No bank involvement
So your existing banking facilities won’t be affected
Find out fast
Get a decision on approval in as little as 2 hours
Plan your budgets
Fixed repayments help you plan effectively for the future
Quick access to funds
Money can be in your account in 24 hours
On-hand support
Our friendly team are ready and waiting to help throughout the term
A provider you can trust
We give you that bit more reassurance, so you can focus on growing your business
VAT bill loans
We all know that dreaded feeling. VAT bills can wreck your cashflow overnight. But with business loans available for as little as £2,000 over a 3 month term, you can buy yourself peace of mind and avoid knock on effects that can disrupt other parts of your business.
Corporation Tax loans
All tax payments can be a headache, but the unique deadlines for Corporation Tax can make it especially disruptive to your cashflow and operations. Freeing up the cash you need quickly with a loan is one way to keep your working capital where you need it, so the loan does the flexing instead of your business.
New projects
If you’re embarking on a big new project to help you grow, like employing new staff or purchasing new equipment, a longer-term cash injection can help keep your capital expenditure intact. Long-term loans can also futureproof your business, by allow you to budget accurately around fixed repayments. (Pssst….If you need equipment, business leasing could be a better alternative).
Business owners use long-term loans for projects like:
- Acquisitions
- Expansion plans
- Deposits
- Readiness programmes for new contracts
- Commercial property finance
- Business transfer
- Product development
See why other businesses choose this product
“We chose Johnson Reed as they came highly recommended – and what a choice it was! From start to finish they gave all the help and advice you don’t receive from the banks and with the banking system relying on a computer to make a decision, it’s sometimes hard to get finance. Johnson Reed try and get to know your circumstances on a personal level and help from there.”
Mr M A Jordan, Director of Merchants Fish Bar
Some of our customers
Get a quote
Use our finance calculator to get an idea of how much you might be able to borrow and what the repayments would be.
£188.30
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