We do not work with formula – We work with people
Our experience in financing the UK Chip shop sector is second to none and with particular expertise working with new start shops and established shops refurbishing, you can be sure we will find the correct finance facility for you.
The simplest and most common form of equipment leasing for chip shops is leasing, designed to provide maximum tax efficiencies for all Chip shop owners whether sole trader, partnership or limited company. This is used for the widest variety of assets.
» How do I know equipment leasing for chip shops will be tax efficient?
We are financing approximately 4 shops per month so what ever your circumstances our common sense approach is sure to help.
Latest Blog Post…
- Case Study: There’s some fantastic fish frying in FyldeHere’s another fishy story, this time from Liverpudlian, Banayiotis Zeniou. He’s been up to his ears in fish for many years, latterly importing frozen sushi, till he had a flash of inspiration and decided to open his own fish and … Continue reading
At Johnson Reed we also understand that starting / expanding your business can be very daunting not knowing who to talk to when it comes to money and which suppliers you should use.
We have formed strong alliances with all of the UK’s Chip Shop suppliers, mention Johnson Reed when you speak with your chosen supplier and rest assured we can finance the following:
- Ranges
- Counters
- Chippers
- Fish fridge
- Peelers
- Catering equipment
- EPOS
Although we strongly recommend equipment leasing for chip shops for your proposed refurbishment, Johnson Reed has the expertise to help you with all aspects of dealing with the bank for overdrafts or government backed loans & grants schemes for new energy efficient equipment.
Quick underwriting guide; established business need a clean credit search & all new start business will need home owning individuals with equity or a guarantor (we do not take charges on property) a business plan will help but is not essential and proof of personal / bank investment. In short we will provide you with impartial advice and assistance in putting your funding package together from start to finish. Once we have all for your information, facilities should be in place with 48 hours.
<< Chip Shop Equipment Finance
Products
- Finance Lease
- Hire / Lease Purchase
- Operating Lease
- Maintenance Inclusive Facilities
- Sale and Leaseback
- Software Only Schemes
- Invoice Discounting
Benefits of leasing
- Fixed monthly payment – plan your budgets with confidence
- Immediate use of the equipment – obtain what the business needs today, without cash flow restrictions
- Independent funding – will not affect any existing bank or credit relationships
- Simple to arrange – finance can be available within 2 hours
- 100% tax relief throughout the term – maximise tax advantages by leasing rather than outright purchase
How does the process work
![]() |
Finalise kit specification with client |
![]() |
|
![]() |
Johnson Reed to secure credit |
![]() |
|
![]() |
Johnson Reed to provide invoicing instructions to reseller |
![]() |
|
![]() |
Paperwork signed by client |
![]() |
|
![]() |
Delivery arranged by reseller |
![]() |
|
![]() |
Contract starts. Payment of invoice made upon authorisation of satisfactory delivery |
Testimonials
“I contacted Johnson Reed when I was getting very frustrated with my inflexible Asset Financing arrangements through my main corporate bank. After a short time I had financed our equipment needs at our latest Costa Coffee. This allowed more of our cash reserves to be retained in the business and has resulted, even in the current financial climate, being able to plan for three more stores to be opened in the next 12 months. When we develop our next stores we will definitely be using Johnson Reed, at a much earlier stage, for our Asset Finance requirements.”
Simon Vardy, Managing Director
Costa Coffee (Sim Trava Limited)
www.northwestcoffee.co.uk












0161 429 6949
Bridge House, Newbridge Lane, Stockport, SK1 2NA 

